Get details on SCSB’s Holiday Open House, tips for avoiding holiday fraud, what you should know about Zelle®, and the latest Pays for A’s winners! |
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On Friday, December 5, you are invited to SCSB’s Holiday Open House. This annual event will be from 8 am to 3 pm at all of SCSB’s 13 locations. Enjoy refreshments, pick up a 2026 calendar, and, back by popular demand, SCSB is giving you a chance to be one of 100 winners of $100 in local money!
There are two ways to enter on December 5: In-person registration at SCSB’s Open House OR through an entry on SCSB’s Facebook or Instagram page. 100 winners receive their choice of $100 in either Shelby County Chamber Certificates, Elk Horn Dane Dollars, Ida Grove Chamber Bucks, Odebolt Santa Bucks, or Mapleton Bucks. This is a random drawing, limited to one entry per person.
SCSB is proud to give back to the customers we are so thankful to serve! Please come enjoy the Holiday Open House treats at any of the banks on Friday, Dec. 5.
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Pays for A’s Winners for First
Semester of 2025-2026 School Year |
Congratulations to last semester’s Pays for A’s winners for the first semester of the 2025-26 school year (all randomly drawn) were as follows from the following area schools: |
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Payton Madsen
(Exira EHK)
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Scholarship winners announced every semester
SCSB rewards hardworking middle school and high school students every semester with our “Pays for A’s” program. To enter, students can bring their semester report card to any SCSB branch to submit their “A” grades for scholarship entries. Entrants will receive a $5 Gift Card as well as scholarship entries for every "A" they’ve earned. Scholarship drawing winners are awarded a $100 Scholarship Savings Account and are randomly drawn among the SCSB’s six area schools, in conjunction with other surrounding area schools. At the end of the school year, all eligible entries are combined for a final Grand Prize Drawing for one of (2) $1,000 Scholarship Savings Accounts. Please contact Janet Buman at 712-755-5112 or jbuman@scsbnet.com with any questions about the SCSB “Pays for A’s” program.
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What to know about Zelle® - SCSB’s P2P Payment App
In an increasingly cashless world, peer-to-peer (P2P) payment apps have revolutionized how we send and receive money. Whether you're splitting a dinner bill, paying rent, or sending money to family, peer-to-peer (P2P) services have made transactions fast, easy, and (mostly) free.
Zelle®: Fast, Free, and Added Security Zelle® is best for instant transfers between U.S. bank accounts with no fees, especially for trusted contacts or recurring payments. Because Zelle® is accessed through SCSB’s mobile and online banking system, you also benefit from the same security protections SCSB provides.
Pros:
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Fast and Direct Transfers: Money moves directly between linked users' bank accounts within minutes.
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Built-in: Zelle® is integrated into most major United States banking apps like SCSB, allowing you to send and receive money easily without downloading a separate app.
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Secure: Transfers move directly between bank accounts - even across different institutions - without sharing sensitive account details. For most banks, all you need is the recipient's United States mobile number or email address linked to their bank account, making it a safe and streamlined option for trusted transactions.
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No Fees for Sending or Receiving: Unlike some services, Zelle® doesn't charge fees for normal transactions.
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Competitive Sending Limits: SCSB allows a minimum payment of $1.00, a maximum of $2,000 per transaction, and a monthly (30-day cycle) limit of $3,500. These limits are favorable for users who prefer traditional banking methods and prioritize security and direct bank transfers.
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Cons
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No Buyer/Seller Protection: Zelle® does not offer dispute resolution, making it risky for payments to unknown parties. So, if you aren't sure you'll receive what you paid for, or vice versa, you should use another payment method with purchase protection, such as a credit card.
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No Balance Storage: You can't store money in Zelle®, it's simply a transfer service.
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Only for Adults 18+: The standard minimum age to use Zelle is 18 years old.
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No Social Features: Without interactive elements like emojis, payment notes, or social feeds, Zelle® feels more formal and less engaging for casual or group payments.
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You can start using Zelle® today to send money to friends and family. Login to the SCSB app. Download on App Store Download on Google Play
- Select “Zelle”
- Enroll your email address or U.S. mobile number.
- Accept the Terms and Conditions.
- You’re ready to start sending and receiving money with Zelle®.
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